How to refinance your mortgage in 3 easy steps

Refinancing your home loan can result in better mortgage rates, lower monthly repayments, and shorter loan terms. With the current cash rate set by the RBA at a historic low of 0.25%, many banks and lenders are offering attractive interest rates that could save you thousands. Now is a great time to look at whether refinancing is right for you. One of our senior brokers, Cullen, explains more in the video below.

Video transcript:

“If you are looking to take advantage of this time in isolation and working from home, and save thousands on your mortgage, here’s what you need to know about refinancing in 3 simple steps with Legal Home Loans.

"Step number 1, we will give you a call and in 15 minutes we will work out where you are, and where you want to be. We will then send you an indicative solution, as well as the application forms and supporting documents checklist we’ll need to get the ball rolling on your application. We will also order a complimentary valuation to work out how much your home is worth.

"Step number 2, we will need those completed forms and supporting documents sent back to us and we will collate them.

"Step number 3, we will organize a Zoom, Skype or Facetime call just to make sure you are who you say you are. This is one of the benefits of this time at the moment, as we can verify your identity virtually, which makes the whole process a lot easier.

If you have any questions, we would be delighted to answer them.”

Get in touch today to find out how much you could be saving.



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AMJ Financial Pty Limited trading as Legal Home Loans ABN 22 620 226 520. Credit Representative Number 500773 is authorised under Australian Credit License Number 389328. This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.  CONTACT DISCLAIMER:​ The privacy of your personal information is important to us. By providing your personal information to Legal Home Loans, you consent to be contacted by a representative of Legal Home Loans from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe from by notifying us and we will no longer send this information to you. For more information, please refer to our Privacy Policy.  Copyright © 2020 by Legal Home Loans Pty Ltd